Printable planning tool
See where your money goes and what it can support.
A useful budget is not about restriction. It is a clear picture of income, commitments and the choices that matter to you.
Your monthly snapshot
Print worksheetOpen the fillable PDF to type in your amounts, save a copy or print a working copy.
Monthly income
Employment income$
Pension / government benefits$
Investment or rental income$
Other income$
Monthly income total$
Essential spending
Housing and utilities$
Groceries and household$
Transportation$
Health and insurance$
Essential spending total$
Lifestyle spending
Dining and entertainment$
Travel and hobbies$
Gifts and giving$
Other discretionary spending$
Lifestyle spending total$
Commitments & future
Debt payments$
Regular savings$
Retirement contributions$
Education or other goals$
Commitments & future total$
Total monthly income$
Total monthly outflow$
Monthly difference$
Questions, priorities and notes
This worksheet is for general planning and does not account for tax treatment, timing differences or irregular expenses.